body{margin:0px;padding:0px;font-family:verdana,arial,helvetica;font-size:9pt;background-color:#b3b3b3;}


p{font-size:8pt;padding:0px;margin:0px;text-align:justify;}
li{font-size:8pt;}
ul{margin-top:0px;margin-bottom:0px;padding:0px;}
h3{font-size:12pt;margin:0px;padding:0px;margin-top:10px;margin-bottom:15px;color:#315a98;font-weight:bold;font-family:arial,helvetica;}
h4{font-size:10pt;margin:0px;padding:0px;margin-top:5px;margin-bottom:5px;color:#315a98;font-weight:bold;font-family:verdana,arial,helvetica;}
td{font-size:8pt;}
sup{color:#ff0000;}

.leftnavlink:link{width:80px;}
.leftnavlink:active{width:80px;}
.leftnavlink:visited{width:80px;}
.leftnavlink:hover{width:80px;}
.menucell{background-color:#FFFFFF;vertical-align:top;height:15px;padding:0px;margin:0px;text-align:center;border:1px solid #000000;padding-top:2px;width:75px;}
.menuitem:link{text-decoration:none;font-weight:bold;font-size:8pt;color:#315a98;}
.menuitem:visited{text-decoration:none;font-weight:bold;font-size:8pt;color:#315a98;}
.menuitem:hover{text-decoration:underline;font-weight:bold;font-size:8pt;color:#315a98;cursor:hand;}
.nm{margin:0px;border-collapse:collapse;padding:0px;}
.larger{font-size:10pt;padding:5px;margin:0px;text-align:justify;}
.width75{width:75px;}
.contentdiv{border-left:5px solid #315a98;width:775px;border-right:5px solid #315a98;padding-right:5px;background-color:#eaeaea;}
.footerdiv{border-left:5px solid #315a98;border-bottom:5px solid #315a98;width:775px;border-right:5px solid #315a98;background-color:#eaeaea;text-align:center;font-size:8pt;padding-top:3px;padding-bottom:3px;padding-right:5px;}
/*.headerdiv{width:775px;background-color:#eaeaea;border-left:5px solid #315a98;border-right:5px solid #315a98;border-top:5px solid #315a98;padding-right:5px;}*/
.headerdiv{width:775px;background-color:#eaeaea;border-left:5px solid #315a98;border-right:5px solid #315a98;border-top:5px solid #315a98;padding-right:5px;text-align:left;}
.contenttable{padding:2px;background-color:#eaeaea;}
.contentcell{background-color:#ffffff;width:655px;padding:5px;border:1px solid #CCCCCC;}
a:link{color:#315a98;text-decoration:underline;}
a:visited{color:#315a98;text-decoration:underline;}
a:active{color:#315a98;text-decoration:underline;}
a:hover{color:#FF0000;text-decoration:none;}
.redtext{font-weight:bold;}
.leftnavtable{padding:0px;border-collapse:collapse;margin-right:2px;margin-bottom:0px;margin-left:0px;margin-top:15px;width:100px;}
.leftnavcell{font-size:10px;padding-top:4px;padding-bottom:4px;padding-left:15px;border-left:1px solid #cccccc;border-right:1px solid #cccccc;background-color:#ffffff;}
.leftnavcelllinetop{font-size:10px;border-bottom:2px solid #cccccc; text-align:center;}
.leftnavcelllinebottom{font-size:10px;border-top:2px solid #cccccc; text-align:center;}
.contactinfo{font-size:7pt;margin-top:20px;}
.ratestablecell{border-bottom:1px solid #cccccc;border-right:1px solid #cccccc;}
.aligncenter{text-align:center;}
.alignright{text-align:right;}
.alignleft{text-align:left;}
.section1{margin-bottom:15px;float:left;}
.h3infolink{font-size:8pt;font-weight:normal;}
.itemsep{border-bottom:3px solid #cccccc;}
.heavy{font-weight:bold;}
.tinytext{font-size:7pt;}